Open Enrollment is your annual opportunity to consider your benefit needs and options and to make changes if needed. ACERA’s Open Enrollment period is November 1 – November 30, 2017, and you can change your Kaiser Permanente or UnitedHealthcare medical plan and Delta Dental plan and add or drop medical, dental, and vision coverage for your eligible dependents. ACERA’s Open Enrollment for an individual medical plan through OneExchange is October 15 – December 7, 2017.

When Will Your Enrollment or Changes Be Effective?

The plan year for Kaiser and UnitedHealthcare (retirees under 65) medical plans, all dental plans, and the vision plan is February 1 through January 31 the following year. If you enroll in a plan or make changes during the 2017 Open Enrollment period, your changes become effective on the first day of the plan year, February 1, 2018, and will be in effect through January 31, 2019.

The plan year for individual Medicare medical plans, through OneExchange is January 1 – December 31. If you enroll in a plan or make changes during the 2017 Open Enrollment period, your changes become effective on the first day of the plan year, January 1, 2018, and will be in effect through December 31, 2018.

Open Enrollment Packet

All ACERA retirees and payees will receive the 2018 Open Enrollment Packet in the mail in the next two weeks. If you’d like to review the materials early, you can review them by clicking on these links:

Welcome Letter

2018 Enrollment Guide

2017 Health Fair Pamphlet

Making Your OneExchange Reimbursements Easier Flyer (for OneExchange enrollees)

Kaiser Permanente Flyer – Let’s Redefine the Sweet Life

Delta Dental Flyer – The True Cost of a Cavity

VSP Flyer – TruHearing Hearing Aid Discount Program

Enrollment Forms

If you’re planning on making changes to your Kaiser Permanente, Delta Dental, and/or VSP plans, use these enrollment forms:

Medical Enrollment Form

Dental Enrollment Form

Vision Enrollment Form